Post by ayesha98 on Dec 20, 2023 8:22:51 GMT
Self-employed persons or freelancers who are engaged in certain activities but are subject to social insurance are not exempt from compulsory social insurance. These activities are conducted by artist publicists, freelance teachers, or craftsmen. They are required by law to carry insurance. This compulsory insurance includes statutory health insurance and long-term care insurance as well as statutory pension insurance. However, self-employed individuals who have more than one client and do not employ their own employees are exempt from compulsory pension insurance. However health insurance obligations remain.
Depending on the type of activity freelancers perform they will have access to statutory health long-term care and pension insurance. It is the artist's social security fund that pays half of the premium. Private insurance or statutory insurance as opposed to health insurance As a self-employed person photo retouching you are not obliged to buy pension insurance in Germany. You can choose to purchase private pension insurance, statutory pension insurance or add private pension insurance to statutory pension insurance. Of course you can set no retirement age if you wish. By joining voluntary statutory pension insurance you will receive both pension and disability benefits. A prerequisite for these is your prompt payment.
You can choose to pay your contributions monthly or annually. You can also choose your contribution amount with a minimum monthly contribution of EUR and a maximum of EUR. You have the right to cancel statutory pension insurance at any time and switch to private insurance. Contributions to statutory pensions only cover basic support. It's worth considering paying more for the extra protection. You will want to maintain a comfortable standard of living as you age and become more vulnerable and your health deteriorates. You may be able to benefit from state subsidies and choose a pension.
Depending on the type of activity freelancers perform they will have access to statutory health long-term care and pension insurance. It is the artist's social security fund that pays half of the premium. Private insurance or statutory insurance as opposed to health insurance As a self-employed person photo retouching you are not obliged to buy pension insurance in Germany. You can choose to purchase private pension insurance, statutory pension insurance or add private pension insurance to statutory pension insurance. Of course you can set no retirement age if you wish. By joining voluntary statutory pension insurance you will receive both pension and disability benefits. A prerequisite for these is your prompt payment.
You can choose to pay your contributions monthly or annually. You can also choose your contribution amount with a minimum monthly contribution of EUR and a maximum of EUR. You have the right to cancel statutory pension insurance at any time and switch to private insurance. Contributions to statutory pensions only cover basic support. It's worth considering paying more for the extra protection. You will want to maintain a comfortable standard of living as you age and become more vulnerable and your health deteriorates. You may be able to benefit from state subsidies and choose a pension.